Use it or lose it — from the card terms, not a guess
Statement credits that reset on 31 December
74 cards carry calendar-year credits — $16,922 of face value that ends with the year. Ranked by how much resets per card. Anniversary-dated credits are deliberately not here.
Rebuilt 2026-09-16. Amounts are per card, per year, before enrollment and before asking whether you would have spent it anyway.
Credits reset on 31 December.
Reviewed: Data verified 2026-09-15 · Credit Upside editorial · Updated 2026-09-16 · How we rank
See which of yours are still unused → the app checks each credit against your actual charges
- Hotel Credit (Fine Hotels + Resorts / The Hotel Collection)$300 · the July–December half
- Airline Fee Credit$200 · the calendar-year credit · enrollment required
- Uber Cash$17 · December's share · enrollment required
- Uber One Credit$120 · the calendar-year credit
- CLEAR Plus Credit$219 · the calendar-year credit
- Resy Credit$100 · the October–December quarter · enrollment required
- Digital Entertainment Credit$25 · December's share · enrollment required
- lululemon Credit$75 · the October–December quarter · enrollment required
- Walmart+ Credit$13 · December's share
- Oura Ring Credit$200 · the calendar-year credit · enrollment required
- Equinox Credit$300 · the calendar-year credit · enrollment required
- Hotel Credit (Fine Hotels + Resorts / The Hotel Collection)$300 · the July–December half
- Airline Fee Credit$200 · the calendar-year credit · enrollment required
- Uber Cash$17 · December's share · enrollment required
- Uber One Credit$120 · the calendar-year credit
- CLEAR Plus Credit$219 · the calendar-year credit
- Resy Credit$100 · the October–December quarter · enrollment required
- Digital Entertainment Credit$25 · December's share · enrollment required
- lululemon Credit$75 · the October–December quarter · enrollment required
- Walmart+ Credit$13 · December's share
- Oura Ring Credit$200 · the calendar-year credit · enrollment required
- Equinox Credit$300 · the calendar-year credit · enrollment required
- Hotel Credit (Fine Hotels + Resorts / The Hotel Collection)$300 · the July–December half
- Airline Fee Credit$200 · the calendar-year credit · enrollment required
- Uber Cash$17 · December's share · enrollment required
- Uber One Credit$120 · the calendar-year credit
- CLEAR Plus Credit$219 · the calendar-year credit
- Resy Credit$100 · the October–December quarter · enrollment required
- Digital Entertainment Credit$25 · December's share · enrollment required
- lululemon Credit$75 · the October–December quarter · enrollment required
- Walmart+ Credit$13 · December's share
- Oura Ring Credit$200 · the calendar-year credit · enrollment required
- Equinox Credit$300 · the calendar-year credit · enrollment required
- Prepaid Hotel Credit (Fine Hotels + Resorts / The Hotel Collection)$300 · the July–December half
- Hilton for Business Credit$50 · the October–December quarter · enrollment required
- Airline Fee Credit$200 · the calendar-year credit
- CLEAR+ Credit$219 · the calendar-year credit
- ChatGPT Business Credit$300 · the calendar-year credit · enrollment required
- Adobe Credit$250 · the calendar-year credit · enrollment required
- Indeed Credit$90 · the October–December quarter · enrollment required
- Wireless Telephone Credit$10 · December's share · enrollment required
- Select Chase Travel Hotels credit$250 · the calendar-year credit
- The Edit hotel credit$250 · the July–December half
- Google Workspace credit$200 · the calendar-year credit
- ZipRecruiter credit$200 · the July–December half
- Lyft in-app credits$10 · December's share
- DoorDash monthly promos$25 · December's share · enrollment required
- Curated gift card credit$50 · the July–December half
- The Edit hotel credit$250 · the July–December half
- Select Chase Travel Hotels credit$250 · the calendar-year credit
- Sapphire Reserve dining credit$150 · the July–December half
- DoorDash monthly promos$25 · December's share · enrollment required
- StubHub / viagogo credit$150 · the July–December half · enrollment required
- Lyft in-app credits$10 · December's share
- Peloton membership credit$10 · December's share · enrollment required
- Resy Dining Credit$250 · the October–December quarter · enrollment required
- CLEAR Plus Credit$369 · the calendar-year credit · enrollment required
- Uber Cash$17 · December's share · enrollment required
- Uber One Credit$120 · the calendar-year credit
- Annual Hotel Benefit$300 · the calendar-year credit
- Annual Splurge Credit℠$200 · the calendar-year credit · enrollment required
- Annual Blacklane Credit$100 · the July–December half
- Hilton Resort Credit$200 · the July–December half
- Flight Credit$50 · the October–December quarter
- CLEAR+ Credit$219 · the calendar-year credit
- Waldorf Astoria / Conrad Property Credit$100 · the calendar-year credit
- Flexible Business Credit$20 · December's share · enrollment required
- ChatGPT Business Credit$300 · the calendar-year credit · enrollment required
- Squarespace Credit$150 · the calendar-year credit · enrollment required
- Walmart+ Membership Credit$13 · December's share
- Dining credit$21 · December's share · enrollment required
- Flight credit$150 · the July–December half
- Hotel credit$250 · the July–December half
- Waymo credit$21 · December's share
- DoorDash promos$10 · December's share
- Airline incidental credit$300 · the calendar-year credit
- Lifestyle credit$150 · the calendar-year credit
- Disney Resort & Cruise Line spend bonus$200 · the calendar-year credit
- Disney Theme Park ticket spend credit$100 · the calendar-year credit
- Disney+/Hulu/ESPN+ streaming credit$10 · December's share · enrollment required
- DoorDash non-restaurant order discount$10 · the October–December quarter · enrollment required
- Delta Flight Credit$200 · the calendar-year credit
- Rideshare Credit$10 · December's share · enrollment required
- Delta Stays Credit$100 · the calendar-year credit
- Resy Credit$20 · December's share · enrollment required
- Rideshare Credit$10 · December's share · enrollment required
- Delta Stays Credit$250 · the calendar-year credit
- Wyndham Hotel Credit$100 · the calendar-year credit
- Meal delivery credit$10 · December's share
- Streaming service credit$100 · the calendar-year credit · enrollment required
- Wholesale club membership credit$65 · the calendar-year credit
- United TravelBank cash$125 · the calendar-year credit
- Rideshare credit$100 · the calendar-year credit · enrollment required
- Instacart credit$10 · December's share · enrollment required
- Resy Credit$20 · December's share · enrollment required
- Rideshare Credit$10 · December's share · enrollment required
- Delta Stays Credit$200 · the calendar-year credit
- United TravelBank cash$200 · the calendar-year credit
- Rideshare credit$8 · December's share · enrollment required
- Instacart credit$15 · December's share · enrollment required
- Resy Credit$10 · December's share · enrollment required
- Delta Stays Credit$200 · the calendar-year credit
- Rideshare Credit$10 · December's share · enrollment required
- CLEAR Plus Credit$219 · the calendar-year credit · enrollment required
- Annual cruise discount$200 · the calendar-year credit
- Annual Splurge Credit℠$100 · the calendar-year credit · enrollment required
- Inflight purchase credit$100 · the calendar-year credit
- Rideshare Credit$10 · December's share · enrollment required
- Resy Credit$10 · December's share · enrollment required
- Delta Stays Credit$150 · the calendar-year credit
- Rideshare credit$150 · the calendar-year credit · enrollment required
- Instacart credit$20 · December's share · enrollment required
- Rideshare Credit$10 · December's share · enrollment required
- Delta Stays Credit$150 · the calendar-year credit
- Calendar-year spend statement credit$100 · the calendar-year credit
- United TravelBank Cash$25 · the July–December half · enrollment required
- DoorDash non-restaurant order discount$10 · the October–December quarter · enrollment required
- Instacart credit$10 · December's share · enrollment required
- Avis/Budget prepaid car rental credit$120 · the calendar-year credit
- Lyft credit$10 · December's share
- Grubhub credit$10 · December's share
- Free Amazon Prime annual membership$139 · the calendar-year credit
- Brilliant Dining Credit$25 · December's share
- Ritz-Carlton / St. Regis Property Credit$100 · the calendar-year credit
- United TravelBank cash after $10,000 spend$100 · the calendar-year credit
- Rideshare credit$5 · December's share · enrollment required
- Instacart credit$10 · December's share · enrollment required
- Annual spend statement credit + bonus points$100 · the calendar-year credit
- Instacart+ membership + credit$10 · December's share · enrollment required
- Chase Travel Hotel Credit$100 · the calendar-year credit
- DoorDash monthly promo$10 · December's share · enrollment required
- Alaska Lounge+ membership discount$100 · the calendar-year credit
- Alaska Lounge+ membership discount$100 · the calendar-year credit
- Airline incidental credit$100 · the calendar-year credit
- JetBlue Vacations package credit$100 · the calendar-year credit
- Annual Hotel Benefit$100 · the calendar-year credit
- Software subscription statement credit$100 · the calendar-year credit
- $100 annual air travel incidental credit$100 · the calendar-year credit
- Annual airline credit$100 · the calendar-year credit
- Dining Credit$10 · December's share · enrollment required
- Uber Cash$10 · December's share · enrollment required
- Resy Credit$50 · the July–December half · enrollment required
- Dunkin' Credit$7 · December's share · enrollment required
- Hilton Credit$60 · the October–December quarter
- Hilton Credit$50 · the October–December quarter
- Annual Hyatt credit$50 · the July–December half
- Airline statement credit$50 · the July–December half · enrollment required
- $50 annual airline statement credit$50 · the calendar-year credit
- Rideshare credit$13 · December's share · enrollment required
- Instacart credit$20 · December's share · enrollment required
- Birthday reward$25 · the calendar-year credit
- Birthday reward$25 · the calendar-year credit
- Birthday reward$25 · the calendar-year credit
- Birthday reward$25 · the calendar-year credit
- Rideshare/taxi statement credit$25 · the October–December quarter
- Instacart+ membership + monthly credit$20 · December's share · enrollment required
- Instacart+ membership + monthly credit$20 · December's share · enrollment required
- DoorDash non-restaurant order discount$10 · the October–December quarter · enrollment required
- Instacart credit$10 · December's share · enrollment required
- AT&T Points Plus recurring statement credit$20 · December's share
- Annual purchase-activity statement credit$20 · the calendar-year credit
- 10% off one Convenience/Grocery/Alcohol/Retail/DashMart order per month$15 · December's share · enrollment required
- Annual streaming service statement credit$15 · the calendar-year credit
- Streaming credit$15 · the calendar-year credit · enrollment required
- Disney Streaming Credit$10 · December's share · enrollment required
- DashPass membership + DoorDash credit$10 · December's share · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DashPass DoorDash credit$10 · the October–December quarter · enrollment required
- DoorDash non-restaurant order discount$10 · the October–December quarter · enrollment required
- DoorDash non-restaurant order discount$10 · the October–December quarter · enrollment required
- Disney Streaming Credit$7 · December's share · enrollment required
- T-Mobile AutoPay line discount$5 · December's share · enrollment required
Common questions
Why isn't my card's credit listed?
Two reasons. Credits that reset on the cardmember anniversary are left out, because the reset date depends on when you opened the card and this page cannot know that. And a card closed to new applicants is not listed here, though the app still tracks it if you hold one.
Is the dollar figure what I will lose?
It is the face value of the slice that ends on 31 December, taken from the card's own terms — the annual amount, or the half, quarter or month of it that closes then. Whether it is really money depends on whether you would have bought the thing anyway. The app scores that against your charges; this page only lists what expires.
How current is this?
It is rebuilt from the card database on every deploy. Each card page shows when its terms were last re-read against the issuer.
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