U.S. Bank Triple Cash Rewards Visa Business Card
No annual fee · $100/yr in printed statement credits · 1% on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 3% | uncapped |
| Office supply | 3% | uncapped |
| Dining | 3% | uncapped |
| Everything else | 1% | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5% | uncapped |
See how it ranks: best gas cards · best office supply cards · best dining cards.
Statement credits — $100/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| Software subscription statement credit | $100/year | annual |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- 0% intro APR for 12 billing cycles on purchases and balance transfers
- U.S. Bank Spend Management platform
- U.S. Bank ExtendPay Plans
- Real-Time Rewards
- Free employee cards
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at the issuer's travel portal. Its largest printed rate, 5% on issuer travel portal, pays only at the issuer's travel portal. Elsewhere in that category the card earns 5%, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
More from U.S. Bank
- U.S. Bank Altitude Connect Visa Signature Card
- U.S. Bank Altitude Go Visa Signature Card
- U.S. Bank Altitude Reserve Visa Infinite Card $400/yr
- U.S. Bank Business Altitude Connect Visa Signature Card $95/yr
- U.S. Bank Business Altitude Power Visa Signature Card $195/yr
- U.S. Bank Business Leverage Visa Signature Card $95/yr
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.usbank.com · www.usbank.com. Spot an error? Tell us.