Bank of America Alaska Airlines Visa Signature (Atmos Rewards Ascent)
$95 annual fee · $100/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Alaska Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best gas cards.
Statement credits — $100/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| Alaska Lounge+ membership discount | $100/year | annual |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Free first checked bag for cardholder plus up to 6 companions on the same reservation (Alaska/Hawaiian flights paid with the card)
- Preferred boarding on Alaska/Hawaiian
- 20% back on inflight purchases on Alaska/Hawaiian flights
- Annual companion fare from $99 (plus taxes/fees from $23) issued each account anniversary after spending $6,000+ on the card in the prior cardmember year
- Earns Atmos elite status points (1 per $3 spent, uncapped)
- No lounge access included (only a discount toward Lounge+ membership)
- No travel insurance/purchase protection benefits (a gap versus comparable cards)
Does the fee earn out? · how we got this
The printed statement credits ($100/yr) cover the $95 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at Alaska Airlines. Its largest printed rate, 3x on flights, pays only at Alaska Airlines. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
Comparing cards in the same currency? See the best cards that earn Alaska miles →
More from Bank of America
- Bank of America Alaska Airlines Visa Signature Business (Atmos Rewards) $70/yr
- Bank of America Atmos Rewards Summit Visa Infinite $395/yr
- Bank of America Business Advantage Customized Cash Rewards
- Bank of America Business Advantage Travel Rewards
- Bank of America Business Advantage Unlimited Cash Rewards
- Bank of America Customized Cash Rewards
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.bankofamerica.com · thepointsguy.com. Spot an error? Tell us.