U.S. Bank Business Altitude Connect Visa Signature Card
$95 annual fee · $100/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Terms verified 2026-08-21 against issuer terms
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Travel | 4x 4.0¢ per $1 |
on the first $37,500/quarter |
| Dining | 2x 2.0¢ per $1 |
uncapped |
| Everything else | 1x 1.0¢ per $1 |
uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5x | uncapped |
Statement credits — $100/yr on paper · how we got this
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Priority Pass Digital annual membership: 1,800+ VIP lounges worldwide, 4 complimentary visits per membership year
- Auto rental collision damage waiver, lost luggage insurance, travel assistance services
- Points transferable between this card and personal U.S. Bank Altitude Go or Altitude Connect cards
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- U.S. Bank Spend Management platform
- Free employee/additional cards
- Real-Time Rewards
Does the fee earn out? · how we got this
The printed statement credits ($100/yr) cover the $95 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who doesn't spend at the issuer's travel portal. Its largest printed rate, 5x, pays only on travel booked through the issuer's travel portal. The same booking made anywhere else earns 4x, so the headline number is a portal rate rather than a category rate — which is why no ranking on this site counts it.
- A heavy travel spender. The 4x on travel stops after $37,500 of it per quarter. Past that the same purchases earn its base 1x, so the headline rate describes the first $37,500 only.
Comparing cards in the same currency? See the best cards that earn U.S. Bank points →
More from U.S. Bank
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.usbank.com · www.usbank.com · www.nerdwallet.com. Spot an error? Tell us.