Southwest Rapid Rewards Priority Card

Earn rates · how we got this

See how it ranks: best gas cards · best dining cards.

Signup bonus: 60,000 points after $2,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-10-28.

Statement credits — $40/yr on paper · how we got this

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

• First checked bag free for cardmember and up to 8 additional passengers on the same reservation
• 7,500 anniversary bonus points each year on cardmember anniversary
• 10,000 Companion Pass qualifying points boost each calendar year (through 2026: Southwest retires Companion Pass qualifying points after 2026-12-31)
• Points earned on card purchases count toward Southwest Companion Pass qualification through 2026-12-31
• 25% back on inflight purchases
• No foreign transaction fees
• Standard or Preferred seat selection at booking, when available, for cardmember and up to 8 additional passengers on the same reservation (for flights operating in 2026)
• Unlimited upgrades to Extra Legroom seats within 48 hours prior to departure, when available, at no additional charge, for cardmember and up to 8 additional passengers on the same reservation
• Welcome bonus counts as 2026 Companion Pass qualifying points (toward a pass valid through 2027-12-31) if you apply on or before 2026-12-02, are approved, and meet the bonus spend, even if the spend is met in early 2027
• From 2027-01-01 every $1 of card purchases earns 1 Tier Qualifying Point toward status and Companion Pass trips (3 trips at 95,000 TQPs, unlimited at Platinum, 140,000 TQPs); welcome bonuses, referral bonuses, anniversary points and category bonus points no longer count toward Companion Pass

Does the fee earn out? · how we got this

The $229 fee minus $40 in printed credits leaves $189/yr to earn back through rewards — roughly $7,875 of gas spending at 2x (valuing Southwest Rapid Rewards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Is this $229 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:

• Anyone who doesn't spend at Southwest. Its largest printed rate, 4x on flights, pays only at Southwest. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.

Don't want the fee any more?

Southwest Rapid Rewards Priority Card can normally be product-changed to two lower-fee cards in the Chase Southwest Rapid Rewards family instead of being closed — which keeps the account, its age and its credit line.

What does Southwest Rapid Rewards Priority Card downgrade to? →

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