Southwest Rapid Rewards Priority Card
$229 annual fee · $40/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 2x | uncapped |
| Dining | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Southwest only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
4x | uncapped |
See how it ranks: best gas cards · best dining cards.
Signup bonus: 60,000 points after $2,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-14.
Statement credits — $40/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| DashPass DoorDash credit | $40/year | quarterly · enrollment required · through 2027-12-31 |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- First checked bag free for cardmember and up to 8 additional passengers on the same reservation
- 7,500 anniversary bonus points each year on cardmember anniversary
- 10,000 Companion Pass qualifying points boost each calendar year
- Points earned on card purchases count toward Southwest Companion Pass qualification
- 25% back on inflight purchases
- No foreign transaction fees
- Standard or Preferred seat selection at booking, when available, for cardmember and up to 8 additional passengers on the same reservation (for flights operating in 2026)
- Unlimited upgrades to Extra Legroom seats within 48 hours prior to departure, when available, at no additional charge, for cardmember and up to 8 additional passengers on the same reservation
Does the fee earn out? · how we got this
The $229 fee minus $40 in printed credits leaves $189/yr to earn back through rewards — roughly $7,875 of gas spending at 2x (valuing Southwest Rapid Rewards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $229 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at Southwest. Its largest printed rate, 4x on flights, pays only at Southwest. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
Don't want the fee any more?
Southwest Rapid Rewards Priority Card can normally be product-changed to two lower-fee cards in the Chase Southwest Rapid Rewards family instead of being closed — which keeps the account, its age and its credit line.
What does Southwest Rapid Rewards Priority Card downgrade to? →
Comparing cards in the same currency? See the best cards that earn Southwest Rapid Rewards →
More from Chase
- United Business Card $150/yr
- United Club Business Card $695/yr
- United Club Infinite Card $695/yr
- United Explorer Card $150/yr
- United Gateway Card
- United Quest Card $350/yr
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com · media.chase.com · www.chase.com. Spot an error? Tell us.