Navy Federal Visa Signature Flagship Rewards
$49 annual fee · $139/yr in printed statement credits · 2x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Travel | 3x | uncapped |
| Everything else | 2x | uncapped |
See how it ranks: best travel cards.
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Status Navy Federal Visa Signature Flagship Rewards is now closed to new. 2026-09-16
- Welcome offer Navy Federal Visa Signature Flagship Rewards welcome bonus rose from 35,000 to 50,000. 2026-09-11
Statement credits — $139/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| Free Amazon Prime annual membership | $139/year | annual |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Membership required (Navy Federal: armed forces, DoD, veterans and their families)
- Up to $120 statement credit for Global Entry or TSA PreCheck every 4 years
- Complimentary GigSky 3GB global mobile data plan
- No foreign transaction fees or cash advance fees
- Annual fee rises from $49 to $95 effective 2026-11-02 for existing cardholders; Navy Federal says all current benefits remain (flagship-upgrade page, read 2026-09-15)
Does the fee earn out? · how we got this
The printed statement credits ($139/yr) cover the $49 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone applying today. The issuer no longer opens this card to new applicants. It stays published because people still hold it, not because it can be applied for.
Comparing cards in the same currency? See the best cards that earn Navy Federal points →
More from Navy Federal
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-02 against issuer terms · sources: www.navyfederal.org · www.navyfederal.org. This card is closed to new applicants. Spot an error? Tell us.