Blue Cash Everyday Card from American Express
No annual fee · $84/yr in printed statement credits · 1% on everything else · 2.7% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3% | on the first $6,000/year |
| Online retail | 3% | on the first $6,000/year |
| Gas | 3% | on the first $6,000/year |
| Everything else | 1% | uncapped |
See how it ranks: best groceries cards · best online retail cards · best gas cards.
Statement credits — $84/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Disney Streaming Credit | $84/year | monthly · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Cash back (Reward Dollars) usable at Amazon.com checkout
- Car Rental Loss and Damage Insurance (secondary)
- Global Assist Hotline
- Purchase Protection (up to $1,000 per purchase / $50,000 per year)
- Send & Split
- Amex Presale/Reserved Tickets access
- Balance transfer offer available within first 60 days
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
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- U.S. Bank Altitude Go Visa Signature Card vs Capital One Savor vs Blue Cash Everyday Card from American Express — all three side by side
More from American Express
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.americanexpress.com. Spot an error? Tell us.