U.S. Bank · Visa

U.S. Bank Altitude Go Visa Signature Card

No annual fee · $15/yr in printed statement credits · 1x on everything else · 3.0% foreign transaction fee

Earn rates · how we got this

CategoryRateCap
Dining 4x on the first $2,000/quarter
Groceries 2x uncapped
Gas 2x uncapped
Streaming 2x uncapped
Everything else 1x uncapped

See how it ranks: best dining cards · best groceries cards · best gas cards · best streaming cards.

Statement credits — $15/yr on paper · how we got this

CreditValueHow it pays
Annual streaming service statement credit$15/year annual

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

  • 0% intro APR for 15 billing cycles on purchases and balance transfers
  • U.S. Bank ExtendPay Plans (installment payment option)
  • Real-Time Rewards (instant point redemption via text)

Does the fee earn out? · how we got this

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:

  • Anyone who spends abroad. Every purchase in a foreign currency carries a 3.0% foreign transaction fee. On a card earning 1.0¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
  • A heavy dining spender. The 4x on dining stops after $2,000 of it per quarter. Past that the same purchases earn its base 1x, so the headline rate describes the first $2,000 only.

Compared head-to-head

Comparing cards in the same currency? See the best cards that earn U.S. Bank points →

More from U.S. Bank

All U.S. Bank cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.usbank.com. Spot an error? Tell us.

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