Chase · Visa

Disney Inspire Visa Card

$149 annual fee · $460/yr in printed statement credits · 1% on everything else · no foreign transaction fees

Earn rates

Category	Rate	Cap
Groceries	2%	uncapped
Dining	2%	uncapped
Everything else	1%	uncapped
Streaming at Disney+, Hulu and ESPN only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	10%	uncapped

See how it ranks: best groceries cards · best dining cards.

Signup bonus: $200 back after $500 in 24 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.

Statement credits — $460/yr on paper

Credit	Value	How it pays
Disney Resort & Cruise Line spend bonus	$200/year	annual
Disney Theme Park ticket spend credit	$100/year	annual
Disney+/Hulu/ESPN+ streaming credit	$120/year	monthly · enrollment required
DoorDash non-restaurant order discount	$40/year	quarterly · enrollment required

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

Complimentary 12-month DashPass membership (DoorDash/Caviar) when activated by 12/31/2027; auto-renews at then-current rate unless canceled
Choice of Disney-themed card designs, changeable anytime after account opening
Disney Parks Cardmember photo opportunities (Disney and Star Wars photo ops) with complimentary Disney PhotoPass downloads
0% promotional APR for 6 months on select Disney vacation packages, variable APR thereafter
Pay Yourself Back: redeem Disney Rewards Dollars for a statement credit toward purchases at most U.S. Disney locations, Disney sites (incl. DisneyStore.com, DisneyPlus.com, Hulu.com, Stream.ESPN.com) and airline tickets, within 90 days of purchase; no blackout dates
No foreign transaction fees

Does the fee earn out?

The printed statement credits ($460/yr) cover the $149 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.

Is this $149 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Don't want the fee any more?

Disney Inspire Visa Card can normally be product-changed to 2 lower-fee cards in the Chase Disney Visa family instead of being closed — which keeps the account, its age and its credit line.

What does Disney Inspire Visa Card downgrade to? →