Aeroplan Card
$95 annual fee · $40/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3x | uncapped |
| Dining | 3x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Air Canada only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best groceries cards · best dining cards.
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Welcome offer Aeroplan Card welcome bonus rose from 60,000 to 75,000. 2026-09-11
Signup bonus: 75,000 points after $4,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Headline is 'up to 115,000': 75,000 after $4,000 in 3 months, plus 40,000 more after $20,000 in the first 12 months. The figure here is the first tier. Bonus figure confirmed on the issuer's page 2026-09-14.
Statement credits — $40/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| DashPass DoorDash credit | $40/year | quarterly · enrollment required · through 2027-12-31 |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Free first checked bag (up to 50lb) for primary cardmember and up to 8 companions on the same reservation, on Air Canada/Air Canada Rouge/Air Canada Express flights
- Automatic Aeroplan 25K Elite Status for remainder of the year opened plus the following calendar year; maintained with $15,000 spend/calendar year
- Aeroplan 35K Status after $75,000 spend in a calendar year
- Up to 25,000 Status Qualifying Credits (SQC) per year (5,000 bonus, +10,000 at $25,000 spend, +10,000 at $50,000 spend); SQC do not count toward redemption, only elite qualification
- Preferred (lower) points pricing on Air Canada flight redemptions for primary cardmember
- Redeem every seat on every Air Canada flight, no blackout dates; redemptions start at 6,000 points; stopovers for 5,000 points
- Pay Yourself Back: redeem Aeroplan points as a statement credit against travel, dining, grocery, and gas purchases posted within the last 90 days
- 10% bonus Aeroplan points (up to 25,000/year) when transferring 50,000+ Chase Ultimate Rewards points in a single transaction from an eligible Chase UR card
Does the fee earn out? · how we got this
The $95 fee minus $40 in printed credits leaves $55/yr to earn back through rewards — roughly $1,359 of groceries spending at 3x (valuing Aeroplan points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com. Spot an error? Tell us.