World of Hyatt Business Card
$199 annual fee · $100/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Category of your choice (you pick) | 2x | uncapped |
| Category of your choice (you pick) | 2x | uncapped |
| Category of your choice (you pick) | 2x | uncapped |
| Fitness | 2x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at Hyatt only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
4x | uncapped |
Signup bonus: 70,000 points after $7,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $100/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Annual Hyatt credit | $100/year | twice a year |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Automatic World of Hyatt Discoverist status for as long as the account is open
- Can gift Discoverist status to up to 5 employees
- 5 Tier-Qualifying Night credits for every $10,000 spent in a calendar year (toward status tiers and Milestone Rewards)
- 10% Bonus Point Redemption Rebate after $50,000 combined calendar-year spend (on up to 200,000 points redeemed, for the rest of that calendar year)
Does the fee earn out?
The $199 fee minus $100 in printed credits leaves $99/yr to earn back through rewards — roughly $2,912 of fitness spending at 2x (valuing World of Hyatt points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $199 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn World of Hyatt points →
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-08 against issuer terms · sources: creditcards.chase.com. Spot an error? Tell us.