Bank of America · Visa · business

Bank of America Alaska Airlines Visa Signature Business (Atmos Rewards)

$70 annual fee · $100/yr in printed statement credits · 1x on everything else · no foreign transaction fees

Earn rates · how we got this

CategoryRateCap
Gas 2x uncapped
Everything else 1x uncapped
Flights
at Alaska Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site
3x uncapped

See how it ranks: best gas cards.

Statement credits — $100/yr on paper · how we got this

CreditValueHow it pays
Alaska Lounge+ membership discount$100/year annual

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

  • Free checked bag and preferred boarding on Alaska/Hawaiian flights
  • 20% back on Alaska/Hawaiian inflight purchases
  • No blackout dates on Alaska/Hawaiian award travel
  • Earn/redeem across oneworld Alliance member airlines and Global Partners
  • $1M travel accident insurance, auto rental coverage, emergency ticket replacement, lost-luggage assistance
  • Annual companion fare from $99 (plus taxes/fees from $23) on account anniversary after spending $6,000+ in the prior cardmember year

Does the fee earn out? · how we got this

The printed statement credits ($100/yr) cover the $70 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:

  • Anyone who doesn't spend at Alaska Airlines. Its largest printed rate, 3x on flights, pays only at Alaska Airlines. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.

Comparing cards in the same currency? See the best cards that earn Alaska miles →

More from Bank of America

All Bank of America cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.bankofamerica.com. Spot an error? Tell us.

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