Citi® / AAdvantage® Globe™ Mastercard®
$350 annual fee · $230/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Dining | 2x | uncapped |
| Transit | 2x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at AAdvantage Hotels (aadvantagehotels.com) only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
6x | uncapped |
| Flights at American Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best dining cards · best transit cards.
Signup bonus: 60,000 points after $4,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-14.
Statement credits — $230/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| Annual Splurge Credit℠ | $100/year | annual · enrollment required |
| Inflight purchase credit | $100/year | annual |
| Global Entry/TSA PreCheck credit | $30/year | once every 4 years |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- 4 Admirals Club® Globe™ Passes per calendar year (~$300+ value, ~50 lounges)
- American Airlines Companion Certificate starting in second cardmembership year upon renewal ($99 ticketing fee + taxes/fees, domestic main cabin round-trip)
- First checked bag free on domestic American Airlines itineraries for cardholder and up to 8 companions
- Preferred boarding for cardholder and up to 8 companions
- Flight Streak™ bonus: 5,000 Loyalty Points after every 4 qualifying AA flights, up to 15,000/year
- Trip Cancellation/Interruption, Lost/Damaged Luggage, MasterRental (car rental), Trip Delay, Extended Warranty and Purchase Assurance Plus
- No foreign transaction fees
- Add Authorized Users at no additional cost
Does the fee earn out? · how we got this
The $350 fee minus $230 in printed credits leaves $120/yr to earn back through rewards — roughly $4,445 of dining spending at 2x (valuing AAdvantage miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $350 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who doesn't spend at AAdvantage Hotels (aadvantagehotels.com). Its largest printed rate, 6x on hotels, pays only at AAdvantage Hotels (aadvantagehotels.com). Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
- Anyone who won't work the statement credits. The $350 fee is argued for by $230 of printed credits, spread across 3 separate credits, and 1 that must be enrolled in before it pays. Each one only pays if you were going to spend that way anyway; ignore them and the whole $350 has to come back through earn rates instead.
Don't want the fee any more?
Citi® / AAdvantage® Globe™ Mastercard® can normally be product-changed to two lower-fee cards in the Citi AAdvantage family instead of being closed — which keeps the account, its age and its credit line.
What does Citi® / AAdvantage® Globe™ Mastercard® downgrade to? →
Comparing cards in the same currency? See the best cards that earn AAdvantage miles →
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.aa.com. Spot an error? Tell us.