Citi · Mastercard

Citi® / AAdvantage® Globe™ Mastercard®

$350 annual fee · $230/yr in printed statement credits · 1x on everything else · no foreign transaction fees

Earn rates

CategoryRateCap
Dining 2x uncapped
Transit 2x uncapped
Everything else 1x uncapped
Hotels
at AAdvantage Hotels (aadvantagehotels.com) only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site
6x uncapped
Flights
at American Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site
3x uncapped

See how it ranks: best dining cards · best transit cards.

Signup bonus: 60,000 points after $4,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-10.

Statement credits — $230/yr on paper

CreditValueHow it pays
Annual Splurge Credit℠$100/year annual · enrollment required
Inflight purchase credit$100/year annual
Global Entry/TSA PreCheck credit$30/year once every 4 years

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

  • 4 Admirals Club® Globe™ Passes per calendar year (~$300+ value, ~50 lounges)
  • American Airlines Companion Certificate starting in second cardmembership year upon renewal ($99 ticketing fee + taxes/fees, domestic main cabin round-trip)
  • First checked bag free on domestic American Airlines itineraries for cardholder and up to 8 companions
  • Preferred boarding for cardholder and up to 8 companions
  • Flight Streak™ bonus: 5,000 Loyalty Points after every 4 qualifying AA flights, up to 15,000/year
  • Trip Cancellation/Interruption, Lost/Damaged Luggage, MasterRental (car rental), Trip Delay, Extended Warranty and Purchase Assurance Plus
  • No foreign transaction fees
  • Add Authorized Users at no additional cost

Does the fee earn out?

The $350 fee minus $230 in printed credits leaves $120/yr to earn back through rewards — roughly $4,445 of dining spending at 2x (valuing AAdvantage miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Is this $350 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Don't want the fee any more?

Citi® / AAdvantage® Globe™ Mastercard® can normally be product-changed to two lower-fee cards in the Citi AAdvantage family instead of being closed — which keeps the account, its age and its credit line.

What does Citi® / AAdvantage® Globe™ Mastercard® downgrade to? →

Comparing cards in the same currency? See the best cards that earn AAdvantage miles →

More from Citi

All Citi cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: creditcards.aa.com. Spot an error? Tell us.

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