Delta SkyMiles® Platinum Business American Express Card

Earn rates · how we got this

See how it ranks: best hotels cards · best transit cards.

Signup bonus: 100,000 points after $8,000 in 6 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Was 70,000 before this limited-time offer. Limited-time offer; ends 2026-11-04.

Statement credits — $440/yr on paper · how we got this

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

• Companion Certificate: one Delta Main round-trip companion ticket (domestic, Caribbean, or Central America) each year after Card renewal; traveler pays taxes/fees of $22-$250
• MQD Headstart: $2,500 Medallion Qualification Dollars each Medallion Qualification Year
• MQD Boost: $1 MQD for every $20 spent on the card
• TakeOff 15: 15% off Award Travel booked with miles
• Complimentary Upgrade List placement (after Medallion members and Reserve cardholders)
• First checked bag free worldwide, second bag free on domestic Delta flights
• Zone 5 Priority Boarding
• Fee credit for Global Entry ($120) or TSA PreCheck (up to $85) every 4 years

Does the fee earn out? · how we got this

The printed statement credits ($440/yr) cover the $350 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.

Is this $350 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:

• Anyone who won't work the statement credits. The $350 fee is argued for by $440 of printed credits, spread across 3 separate credits, 2 of them monthly or quarterly — an unused month is gone, not banked, and 2 that must be enrolled in before they pay. Each one only pays if you were going to spend that way anyway; ignore them and the whole $350 has to come back through earn rates instead.

Don't want the fee any more?

Delta SkyMiles® Platinum Business American Express Card can normally be product-changed to one lower-fee card in the American Express Delta SkyMiles (business) family instead of being closed — which keeps the account, its age and its credit line.

What does Delta SkyMiles® Platinum Business American Express Card downgrade to? →

More from American Express

• Delta SkyMiles® Reserve American Express Card $650/yr
• Delta SkyMiles® Reserve Business American Express Card $650/yr
• Graphite Business Cash Unlimited Card from American Express $295/yr
• Hilton Honors American Express Aspire Card $550/yr
• Hilton Honors American Express Business Card $195/yr
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