Chase · Visa

Marriott Bonvoy Boundless® Credit Card

$95 annual fee · $100/yr in printed statement credits · 2x on everything else · no foreign transaction fees

Earn rates

Category	Rate	Cap
Groceries	3x	on the first $6,000/year
Gas	3x	on the first $6,000/year
Dining	3x	on the first $6,000/year
Everything else	2x	uncapped
Hotels at Marriott only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	6x	uncapped

See how it ranks: best groceries cards · best gas cards · best dining cards.

Signup bonus: 150,000 points after $3,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Three Free Night Awards after $3,000 in 3 months, each good at properties up to 50,000 points a night; encoded at that ceiling (150,000). Actual value depends on the hotel you pick. Bonus figure confirmed on the issuer's page 2026-09-11.

Statement credits — $100/yr on paper

Credit	Value	How it pays
Airline statement credit	$100/year	twice a year · enrollment required

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

Automatic Marriott Bonvoy Silver Elite status each calendar year
15 Elite Night Credits deposited annually (on or before March 1)
Additional 1 Elite Night Credit for every $5,000 spent, uncapped
Path to Gold Elite Status: earn Gold Elite after $35,000 in purchases in a calendar year (25% Elite Bonus Points, 2pm late checkout, enhanced room upgrades)
10% Elite Bonus Points on stays as Silver Elite
Complimentary Wi-Fi at participating Marriott Bonvoy hotels
No foreign transaction fees
Auto rental collision/theft coverage (secondary in the U.S.)

Does the fee earn out?

The printed statement credits ($100/yr) cover the $95 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.

Is this $95 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Don't want the fee any more?

Marriott Bonvoy Boundless® Credit Card can normally be product-changed to one lower-fee card in the Chase Marriott Bonvoy family instead of being closed — which keeps the account, its age and its credit line.

What does Marriott Bonvoy Boundless® Credit Card downgrade to? →

Comparing cards in the same currency? See the best cards that earn Marriott Bonvoy points →