Everyday Rewards+ (Elan)
No annual fee · $15/yr in printed statement credits · 1x on everything else · 3.0% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 4x | on the first $2,000/quarter |
| Groceries | 2x | uncapped |
| Gas | 2x | uncapped |
| EV charging | 2x | uncapped |
| Streaming | 2x | uncapped |
| Everything else | 1x | uncapped |
See how it ranks: best dining cards · best groceries cards · best gas cards · best EV charging cards.
Statement credits — $15/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Streaming credit | $15/year | annual · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- 4x dining/takeout/delivery capped at $2,000 spend per quarter (1x after)
- Issued by Elan for hundreds of local banks and credit unions
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Everyday Rewards+ (Elan) vs Chase Sapphire Preferred — which earns more?
- Everyday Rewards+ (Elan) vs Blue Cash Preferred Card from American Express — which earns more?
- Everyday Rewards+ (Elan) vs Capital One Savor — which earns more?
- Everyday Rewards+ (Elan) vs AAA Daily Advantage Visa Signature — which earns more?
- Everyday Rewards+ (Elan) vs AAA Travel Advantage Visa Signature — which earns more?
- Everyday Rewards+ (Elan) vs PenFed Platinum Rewards — which earns more?
- Everyday Rewards+ (Elan) vs Wells Fargo Autograph — which earns more?
- Everyday Rewards+ (Elan) vs Wyndham Rewards Earner Plus Card — which earns more?
More from Elan Financial Services
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-01 against issuer terms · sources: www.elanfinancialservices.com. Spot an error? Tell us.