Disney Premier Visa Card
$49 annual fee · $40/yr in printed statement credits · 1% on everything else · 3.0% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2% | uncapped |
| Dining | 2% | uncapped |
| Everything else | 1% | uncapped |
| Streaming at Disney+, Hulu and ESPN only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5% | uncapped |
See how it ranks: best groceries cards · best dining cards.
Statement credits — $40/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| DoorDash non-restaurant order discount | $40/year | quarterly · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- 10% off select merchandise at Disney Store, DisneyStore.com, and select locations at Disneyland Resort and Walt Disney World Resort
- 10% off select dining locations most days at Disneyland Resort and Walt Disney World Resort
- 10% off select merchandise onboard Disney Cruise Line
- Pay Yourself Back: redeem Disney Rewards Dollars for a statement credit toward airline purchases made directly with any airline (no blackout dates), within 90 days of purchase
- Disney Parks Cardmember photo opportunities with complimentary Disney PhotoPass downloads
- 0% promotional APR for 6 months on select Disney vacation packages, variable APR thereafter
- 12 months complimentary DashPass membership (DoorDash/Caviar), auto-renews at then-current rate unless canceled
- Choice of Disney-themed card designs, changeable anytime
Does the fee earn out? · how we got this
The $49 fee minus $40 in printed credits leaves $9/yr to earn back through rewards — roughly $450 of groceries spending at 2%. Whether that clears depends on your actual spending.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who doesn't spend at Disney+, Hulu and ESPN. Its largest printed rate, 5% on streaming, pays only at Disney+, Hulu and ESPN. Anywhere else it earns its base 1%, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
- Anyone who spends abroad. Every purchase in a foreign currency carries a 3.0% foreign transaction fee. On a card earning 1.0¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
Don't want the fee any more?
Disney Premier Visa Card can normally be product-changed to one lower-fee card in the Chase Disney Visa family instead of being closed — which keeps the account, its age and its credit line.
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: disneyrewards.com · creditcards.chase.com · www.nerdwallet.com. Spot an error? Tell us.