American Express Classic Green Card
$150 annual fee · $219/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Travel | 3x | uncapped |
| Transit | 3x | uncapped |
| Dining | 3x | uncapped |
| Everything else | 1x | uncapped |
See how it ranks: best travel cards · best transit cards · best dining cards.
Statement credits — $219/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| CLEAR Plus Credit | $219/year | annual · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Trip Delay Insurance up to $300 per trip (12+ hour delay, 2 claims per 12 months)
- Baggage Insurance Plan (up to $1,250 carry-on / $500 checked)
- Car Rental Loss and Damage Insurance (secondary)
- Global Assist Hotline
- Purchase Protection and Extended Warranty
- No foreign transaction fees
Does the fee earn out? · how we got this
The printed statement credits ($219/yr) cover the $150 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Is this $150 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone applying today. The issuer no longer opens this card to new applicants. It stays published because people still hold it, not because it can be applied for.
Comparing cards in the same currency? See the best cards that earn Amex Membership Rewards →
More from American Express
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: upgradedpoints.com · mycarddeals.com · onemileatatime.com. This card is closed to new applicants. Spot an error? Tell us.