Delta SkyMiles® Platinum American Express Card
$350 annual fee · $390/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Hotels | 3x | uncapped |
| Dining | 2x | uncapped |
| Groceries | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Delta only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best hotels cards · best dining cards · best groceries cards.
Signup bonus: 90,000 points after $3,000 in 6 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $390/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Rideshare Credit | $120/year | monthly · enrollment required |
| Resy Credit | $120/year | monthly · enrollment required |
| Delta Stays Credit | $150/year | annual |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Companion Certificate: one Delta Main round-trip companion ticket (U.S. and to Mexico/Caribbean/Central America) each year after Card renewal; traveler pays taxes/fees of $22-$250
- MQD Headstart: $2,500 Medallion Qualification Dollars each Medallion Qualification Year
- MQD Boost: $1 MQD for every $20 spent on the card
- TakeOff 15: 15% off Award Travel booked with miles
- First checked bag free worldwide, second bag free on domestic Delta flights
- Zone 5 Priority Boarding
- Fee credit for Global Entry ($120) or TSA PreCheck (up to $85) every 4 years
- Complimentary Upgrade List placement (after Medallion members and Reserve cardholders) for non-Medallion members
Does the fee earn out?
The printed statement credits ($390/yr) cover the $350 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Is this $350 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
Delta SkyMiles® Platinum American Express Card can normally be product-changed to two lower-fee cards in the American Express Delta SkyMiles family instead of being closed — which keeps the account, its age and its credit line.
What does Delta SkyMiles® Platinum American Express Card downgrade to? →
Comparing cards in the same currency? See the best cards that earn Delta SkyMiles →
More from American Express
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.americanexpress.com · upgradedpoints.com. Spot an error? Tell us.