Aer Lingus Visa Signature Card
$95 annual fee · $40/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Hotels | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Aer Lingus, British Airways, Iberia and LEVEL only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best hotels cards.
Signup bonus: 75,000 points after $5,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-14.
Statement credits — $40/yr on paper · how we got this
| Credit | Value | How it pays |
|---|---|---|
| DashPass DoorDash credit | $40/year | quarterly · enrollment required · through 2027-12-31 |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Economy Companion Ticket: earned every calendar year the cardmember spends $30,000; valid 12 months from issue; no cash or Avios value; booked via email with Aer Lingus; travel must originate/return to the US on Aer Lingus-operated US-Ireland flights only
- Priority Boarding on Aer Lingus-operated flights between the US and Ireland for the primary cardmember and any authorized users (must show card at gate)
- No foreign transaction fees
- Baggage Delay Insurance: up to $100/day for 3 days
- Purchase Protection: up to $500/item for 120 days (90 days for NY residents)
- Lost Luggage Reimbursement: up to $3,000 per covered traveler
- Extended Warranty Protection: +1 year on eligible warranties of 3 years or less
- Avios earned automatically transfer to Aer Lingus AerClub after each billing cycle; card use counts as AerClub program activity, helping keep Avios from expiring
Does the fee earn out? · how we got this
The $95 fee minus $40 in printed credits leaves $55/yr to earn back through rewards — roughly $2,116 of hotels spending at 2x (valuing Avios at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at Aer Lingus, British Airways, Iberia and LEVEL. Its largest printed rate, 3x on flights, pays only at Aer Lingus, British Airways, Iberia and LEVEL. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
Comparing cards in the same currency? See the best cards that earn Avios →
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com. Spot an error? Tell us.