Citi® / AAdvantage® Executive World Elite Mastercard®
$595 annual fee · $390/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1x | uncapped |
| Hotels at AAdvantage Hotels (aadvantagehotels.com) only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
10x | uncapped |
| Travel at AAdvantage Cars (aadvantagecars.com) only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
10x | uncapped |
| Flights at American Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
4x | uncapped |
Signup bonus: 125,000 points after $15,000 in 5 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Citi calls this its best offer ever; earned after $15,000 in 5 months, so the spend bar is high. Bonus figure confirmed on the issuer's page 2026-09-11.
Statement credits — $390/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Avis/Budget prepaid car rental credit | $120/year | annual |
| Lyft credit | $120/year | monthly |
| Grubhub credit | $120/year | monthly |
| Global Entry/TSA PreCheck credit | $30/year | once every 4 years |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Complimentary Admirals Club® membership for primary cardmember (a value of up to $850); authorized users get Admirals Club access with a same-day boarding pass but not full membership
- Up to 20,000 additional Loyalty Points (10,000 at 50,000 Loyalty Points and 10,000 more at 90,000 Loyalty Points in a status qualification year)
- Priority check-in, screening, and boarding on American Airlines
- First checked bag free on domestic American Airlines itineraries for cardholder and up to 8 companions
- 25% savings on inflight food and beverage purchases
- Trip Cancellation & Interruption Protection, Trip Delay Protection, Lost Baggage Protection, Worldwide Car Rental Insurance
- No foreign transaction fees
Does the fee earn out?
The $595 fee minus $390 in printed credits leaves $205/yr to earn back through rewards — roughly $15,186 of spending at the base rate (valuing AAdvantage miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $595 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
Citi® / AAdvantage® Executive World Elite Mastercard® can normally be product-changed to two lower-fee cards in the Citi AAdvantage family instead of being closed — which keeps the account, its age and its credit line.
What does Citi® / AAdvantage® Executive World Elite Mastercard® downgrade to? →
Comparing cards in the same currency? See the best cards that earn AAdvantage miles →
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.aa.com · www.nerdwallet.com · thepointsguy.com. Spot an error? Tell us.