Wyndham Rewards Earner Premier Card
$395 annual fee · $625/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 4x | uncapped |
| Groceries | 4x | uncapped |
| Travel | 4x | uncapped |
| Gas | 4x | uncapped |
| EV charging | 4x | uncapped |
| Rideshare | 4x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at Wyndham only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
8x | uncapped |
See how it ranks: best dining cards · best groceries cards · best travel cards · best gas cards.
Signup bonus: 90,000 points after $6,000 in 4 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $625/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Wyndham Hotel Credit | $100/year | annual |
| Meal delivery credit | $120/year | monthly |
| Streaming service credit | $100/year | annual · enrollment required |
| Wholesale club membership credit | $65/year | annual |
| Anniversary bonus points | $240/year | annual · resets on your card anniversary |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Automatic Wyndham Rewards Diamond elite status (program's top published tier)
- 25% fewer points required for standard award-night redemptions
- Complimentary Wyndham Rewards Insider membership (approx. $95 value)
- National Car Rental Emerald Club Executive status
- TSA PreCheck or Global Entry application fee statement credit, up to $125, once every four years
- Points never expire (first Wyndham co-brand card with this feature; other Wyndham cards' points expire after 18 months of inactivity / 4 years max)
- Access to Points Payback: redeem Wyndham points for statement credits toward eligible purchases
Does the fee earn out?
The printed statement credits ($625/yr) cover the $395 fee on paper — if you'd spend that way anyway. Credits you have to remember, enroll in, or change behavior for are worth less than face value. Our app tracks each one against your actual charges.
Is this $395 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Wyndham Rewards Earner Premier Card vs Chase Sapphire Preferred — which earns more?
- Wyndham Rewards Earner Premier Card vs AAA Travel Advantage Visa Signature — which earns more?
- Wyndham Rewards Earner Premier Card vs Travel Rewards+ (Elan) — which earns more?
- Wyndham Rewards Earner Premier Card vs Wyndham Rewards Earner Plus Card — which earns more?
Comparing cards in the same currency? See the best cards that earn Wyndham Rewards →
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: cards.barclaycardus.com · investor.wyndhamhotels.com · thepointsguy.com. Spot an error? Tell us.