U.S. Bank · Visa

U.S. Bank Altitude Connect Visa Signature Card

No annual fee · $30/yr in printed statement credits · 1x on everything else · no foreign transaction fees

Annual fee$0nothing to earn back
Statement credits$301 credit, printed value
Top everyday rate4xon travel · 4.0¢ per $1
Welcome offerNonenone published
Foreign transaction feeNonefine to use abroad

Terms verified 2026-08-21 against issuer terms

Earn rates · how we got this

CategoryRateCap
Travel 4x
4.0¢ per $1
uncapped
Gas 4x
4.0¢ per $1
on the first $1,000/quarter
Dining 2x
2.0¢ per $1
uncapped
Streaming 2x
2.0¢ per $1
uncapped
Groceries 2x
2.0¢ per $1
uncapped
Everything else 1x
1.0¢ per $1
uncapped
Issuer travel portal
portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site
5x uncapped

Statement credits — $30/yr on paper · how we got this

$30/yearGlobal Entry / TSA PreCheck application fee credit once every 4 years

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Non-cash perks

  • Priority Pass Select 12-month airport lounge membership (separate enrollment required at prioritypass.com/usbankaltitudeconnect)
  • Auto rental collision damage waiver
  • Trip delay/cancellation/interruption reimbursement (register flights at altitudeconnect.smartdelay.com)
  • GigSky complimentary global mobile data plans in 175+ countries -- benefit is redeemable only through November 30, 2026 per current terms; confirm status after that date
  • 0% intro APR for 15 billing cycles on purchases and balance transfers
  • Real-Time Rewards (instant point redemption via text)

Does the fee earn out? · how we got this

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:

  • Anyone who doesn't spend at the issuer's travel portal. Its largest printed rate, 5x, pays only on travel booked through the issuer's travel portal. The same booking made anywhere else earns 4x, so the headline number is a portal rate rather than a category rate — which is why no ranking on this site counts it.

Compared head-to-head

Comparing cards in the same currency? See the best cards that earn U.S. Bank points →

More from U.S. Bank

All U.S. Bank cards →

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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.usbank.com. Spot an error? Tell us.

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