Card database → Capital One Savor vs U.S. Bank Altitude Connect Visa Signature Card

Capital One Savor vs U.S. Bank Altitude Connect Visa Signature Card

Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.

CategoryCapital One SavorU.S. Bank Altitude Connect Visa Signature Card
Dining3.0¢/$ (3%)2.0¢/$ (2x)
Groceries3.0¢/$ (3%)2.0¢/$ (2x)
Gas1.0¢/$ (1%)4.0¢/$ (4x)
Travel1.0¢/$ (1%)4.0¢/$ (4x)
Flights1.0¢/$ (1%)1.0¢/$ (1x)
Hotels1.0¢/$ (1%)1.0¢/$ (1x)
Streaming3.0¢/$ (3%)2.0¢/$ (2x)
Online retail1.0¢/$ (1%)1.0¢/$ (1x)
Issuer travel portal5.0¢/$ (5%)5.0¢/$ (5x)
Entertainment3.0¢/$ (3%)1.0¢/$ (1x)
Everything else1.0¢/$ (1%)1.0¢/$ (1x)
Annual feeNoneNone
Statement credits (max/yr)$30
Foreign transaction feeNoneNone

Capital One Savor wins more of the everyday categories (4 of 11), but U.S. Bank Altitude Connect Visa Signature Card still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.

Point values are Credit Upside's maintained mid-range estimates (U.S. Bank points at 1.00¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.

Run your own spending through both — free