U.S. Bank Altitude Reserve Visa Infinite Card
$400 annual fee · $355/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel | 3x | uncapped |
| Everything else | 1x | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5x | uncapped |
See how it ranks: best travel cards.
Statement credits — $355/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Annual travel/dining statement credit | $325/year | annual · resets on your card anniversary |
| Global Entry / TSA PreCheck application fee credit | $30/year | once every 4 years |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Priority Pass Select membership with 8 complimentary lounge visits per cardmember year (~$35 per additional visit)
- Visa Infinite travel and emergency assistance services
- Auto rental collision damage waiver (primary)
- Lost luggage reimbursement
- Trip cancellation/interruption protection
- Airline and hotel transfer partners added August 2026 despite the card being closed to new applicants
Does the fee earn out?
The $400 fee minus $355 in printed credits leaves $45/yr to earn back through rewards — roughly $1,500 of travel spending at 3x (valuing U.S. Bank points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $400 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
U.S. Bank Altitude Reserve Visa Infinite Card can normally be product-changed to two lower-fee cards in the U.S. Bank Altitude family instead of being closed — which keeps the account, its age and its credit line.
What does U.S. Bank Altitude Reserve Visa Infinite Card downgrade to? →
Comparing cards in the same currency? See the best cards that earn U.S. Bank points →
More from U.S. Bank
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.firstcard.app · www.usbank.com. This card is closed to new applicants. Spot an error? Tell us.