Elan Financial Services · Visa
Max Cash Preferred (Elan)
No annual fee · 1% on everything else · 3.0% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Category of your choice (you pick) | 5% | on the first $2,000/quarter |
| Everything else | 1% | uncapped |
Non-cash perks
- 5% on TWO chosen categories, $2,000 combined spend per quarter (we model your top one)
- Plus unlimited 2% on one chosen everyday category (gas, grocery or restaurants)
- Grocery/gas at wholesale clubs, discount stores and supercenters earn 1%
- Issued by Elan for hundreds of local banks and credit unions — your bank's branding, same card
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Max Cash Preferred (Elan) vs Blue Cash Everyday Card from American Express — which earns more?
- Max Cash Preferred (Elan) vs Capital One Quicksilver — which earns more?
- Max Cash Preferred (Elan) vs Capital One Savor — which earns more?
- Max Cash Preferred (Elan) vs Chase Ink Business Cash — which earns more?
- Max Cash Preferred (Elan) vs Chase Freedom Flex — which earns more?
- Max Cash Preferred (Elan) vs Chase Freedom Unlimited — which earns more?
- Max Cash Preferred (Elan) vs Citi Double Cash® Card — which earns more?
- Max Cash Preferred (Elan) vs Discover it Cash Back — which earns more?
More from Elan Financial Services
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-01 against issuer terms · sources: www.elanfinancialservices.com. Spot an error? Tell us.