Card database → Capital One Savor vs Everyday Rewards+ (Elan)
Capital One Savor vs Everyday Rewards+ (Elan)
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.
| Category | Capital One Savor | Everyday Rewards+ (Elan) |
|---|---|---|
| Dining | 3.0¢/$ (3%) | 4.0¢/$ (4x) |
| Groceries | 3.0¢/$ (3%) | 2.0¢/$ (2x) |
| Gas | 1.0¢/$ (1%) | 2.0¢/$ (2x) |
| Travel | 1.0¢/$ (1%) | 1.0¢/$ (1x) |
| Flights | 1.0¢/$ (1%) | 1.0¢/$ (1x) |
| Hotels | 1.0¢/$ (1%) | 1.0¢/$ (1x) |
| Streaming | 3.0¢/$ (3%) | 2.0¢/$ (2x) |
| Online retail | 1.0¢/$ (1%) | 1.0¢/$ (1x) |
| Issuer travel portal | 5.0¢/$ (5%) | 1.0¢/$ (1x) |
| Entertainment | 3.0¢/$ (3%) | 1.0¢/$ (1x) |
| EV charging | 1.0¢/$ (1%) | 2.0¢/$ (2x) |
| Everything else | 1.0¢/$ (1%) | 1.0¢/$ (1x) |
| Annual fee | None | None |
| Statement credits (max/yr) | — | $15 |
| Foreign transaction fee | None | 3% |
Capital One Savor wins more of the everyday categories (4 of 12), but Everyday Rewards+ (Elan) still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (points at 1.00¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
More comparisons: Capital One Savor vs Capital One Venture X · Capital One Savor vs Capital One SavorOne Rewards (Fair Credit) · Capital One Savor vs Capital One Quicksilver · Capital One Savor vs Fidelity Rewards Visa Signature · Capital One Savor vs PenFed Platinum Rewards