Card database → Discover it Cash Back vs Blue Cash Everyday Card from American Express
Discover it Cash Back vs Blue Cash Everyday Card from American Express
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.
| Category | Discover it Cash Back | Blue Cash Everyday Card from American Express |
|---|---|---|
| Dining | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Groceries | 1.0¢/$ (1x) | 3.0¢/$ (3%) |
| Gas | 1.0¢/$ (1x) | 3.0¢/$ (3%) |
| Travel | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Flights | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Hotels | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Streaming | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Online retail | 1.0¢/$ (1x) | 3.0¢/$ (3%) |
| Everything else | 1.0¢/$ (1x) | 1.0¢/$ (1%) |
| Annual fee | None | None |
| Statement credits (max/yr) | — | $84 |
| Foreign transaction fee | None | 3% |
Blue Cash Everyday Card from American Express wins more of the everyday categories (3 of 9), but Discover it Cash Back still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (Discover cash back at 1.00¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
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