AAA Daily Advantage Visa Signature
No annual fee · 1% on everything else · no foreign transaction fees
Terms verified 2026-09-01 against issuer terms
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 5% 5.0¢ per $1 |
on the first $10,000/year |
| Gas | 3% 3.0¢ per $1 |
uncapped |
| EV charging | 3% 3.0¢ per $1 |
uncapped |
| Wholesale clubs | 3% 3.0¢ per $1 |
uncapped |
| Streaming | 3% 3.0¢ per $1 |
uncapped |
| Drugstores | 3% 3.0¢ per $1 |
uncapped |
| Everything else | 1% 1.0¢ per $1 |
uncapped |
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Welcome offer AAA Daily Advantage Visa Signature no longer advertises a welcome bonus; the 10,000-point offer we carried has been removed. 2026-09-14
Non-cash perks
- Grocery, wholesale-club and gas cash back share ONE combined $500 cap per calendar year (1% after)
- From 5/15/26 discount stores, superstores and convenience stores no longer count as 5% grocery
- No foreign transaction fees
- Visa Signature benefits; no AAA membership required
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- A heavy groceries spender. The 5% on groceries stops after $10,000 of it per year. Past that the same purchases earn its base 1%, so the headline rate describes the first $10,000 only.
Compared head-to-head
- AAA Daily Advantage Visa Signature vs Blue Cash Preferred Card from American Express — which earns more?
- AAA Daily Advantage Visa Signature vs Capital One Quicksilver — which earns more?
- AAA Daily Advantage Visa Signature vs Discover it Cash Back — which earns more?
- AAA Daily Advantage Visa Signature vs Everyday Rewards+ (Elan) — which earns more?
- AAA Daily Advantage Visa Signature vs PenFed Platinum Rewards — which earns more?
- AAA Daily Advantage Visa Signature vs AAA Travel Advantage Visa Signature — which earns more?
- AAA Daily Advantage Visa Signature vs Wells Fargo Autograph — which earns more?
- AAA Daily Advantage Visa Signature vs Wyndham Rewards Earner Plus Card — which earns more?
More from Comenity Capital Bank (AAA)
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-01 against issuer terms · sources: d.comenity.net. Spot an error? Tell us.