Card database → Chase Sapphire Reserve vs Robinhood Platinum Card
Chase Sapphire Reserve vs Robinhood Platinum Card
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.
| Category | Chase Sapphire Reserve | Robinhood Platinum Card |
|---|---|---|
| Dining | 3.8¢/$ (3x) | 5.0¢/$ (5%) |
| Groceries | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Gas | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Travel | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Flights | 5.0¢/$ (4x) | 1.0¢/$ (1%) 5% at Robinhood Travel only — not counted |
| Hotels | 5.0¢/$ (4x) | 1.0¢/$ (1%) |
| Streaming | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Online retail | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Issuer travel portal | 10.0¢/$ (8x) | 10.0¢/$ (10%) |
| Rideshare | 1.3¢/$ (1x) 5x at Lyft only — not counted | 1.0¢/$ (1%) |
| Everything else | 1.3¢/$ (1x) | 1.0¢/$ (1%) |
| Annual fee | $795 | $695 |
| Statement credits (max/yr) | $2,190 | $1,420 |
| Foreign transaction fee | None | None |
| Signup bonus | 100,000 after $6,000/3mo | — |
| Offer last confirmed | 2026-09-14 | — |
Chase Sapphire Reserve wins more of the everyday categories (9 of 11), but Robinhood Platinum Card costs $100 less per year — which card earns more depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (Chase Ultimate Rewards at 1.25¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
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