Card database → Capital One Venture X vs Capital One Venture Rewards

Capital One Venture X vs Capital One Venture Rewards

Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-09-03.

Capital One Venture X 0of 11 categories won$395annual fee$330printed credits2.6¢best: diningvsCapital One Venture Rewards 0of 11 categories won$95annual fee$30printed credits2.6¢best: dining
CategoryCapital One Venture XCapital One Venture Rewards
Dining2.6¢/$ (2x)2.6¢/$ (2x)
Groceries2.6¢/$ (2x)2.6¢/$ (2x)
Gas2.6¢/$ (2x)2.6¢/$ (2x)
Travel2.6¢/$ (2x)2.6¢/$ (2x)
Flights2.6¢/$ (2x)2.6¢/$ (2x)
Hotels2.6¢/$ (2x)
10x at Capital One Travel only — not counted
2.6¢/$ (2x)
Streaming2.6¢/$ (2x)2.6¢/$ (2x)
Online retail2.6¢/$ (2x)2.6¢/$ (2x)
Issuer travel portal6.5¢/$ (5x)6.5¢/$ (5x)
Entertainment2.6¢/$ (2x)
5x at Capital One Entertainment only — not counted
2.6¢/$ (2x)
5x at Capital One Entertainment only — not counted
Everything else2.6¢/$ (2x)2.6¢/$ (2x)
Annual fee$395$95
Statement credits (max/yr)$330$30
Foreign transaction feeNoneNone
Signup bonus75,000 after $4,000/3mo75,000 after $4,000/3mo
Offer last confirmed2026-10-232026-10-23

These two split the categories evenly — the winner depends entirely on where YOUR money goes.

Point values are Credit Upside's maintained mid-range estimates (Capital One miles at 1.30¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.

Run your own spending through both — free

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