Capital One Venture Rewards
$95 annual fee · $30/yr in printed statement credits · 2x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 2x | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5x | uncapped |
| Entertainment at Capital One Entertainment only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5x | uncapped |
Signup bonus: 75,000 points after $4,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $30/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Global Entry / TSA PreCheck credit | $30/year | once every 4 years |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- $50 Lifestyle Collection hotel/vacation rental experience credit per stay, plus room upgrades/late checkout when available
- Hertz Five Star status (enrollment required)
- Auto rental collision damage waiver, travel accident insurance
- No blackout dates; miles don't expire for life of account
- Free authorized users
- Extended warranty on eligible purchases
Does the fee earn out?
The $95 fee minus $30 in printed credits leaves $65/yr to earn back through rewards — roughly $2,500 of spending at the base rate (valuing Capital One miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Capital One Venture Rewards vs Capital One Venture X — which earns more?
- Capital One Venture X vs Capital One Venture Rewards vs Capital One VentureOne Rewards — all three side by side
- Chase Sapphire Preferred vs Capital One Venture Rewards vs Citi Strata Premier® Card — all three side by side
- Capital One Venture X vs Capital One Venture Rewards vs Chase Sapphire Preferred — all three side by side
- Bilt Blue Card vs Chase Sapphire Preferred vs Capital One Venture Rewards — all three side by side
Don't want the fee any more?
Capital One Venture Rewards can normally be product-changed to 1 lower-fee card in the Capital One Venture family instead of being closed — which keeps the account, its age and its credit line.
Comparing cards in the same currency? See the best cards that earn Capital One miles →
More from Capital One
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.