Card database → Wyndham Rewards Earner Plus Card vs Wyndham Rewards Earner Premier Card
Wyndham Rewards Earner Plus Card vs Wyndham Rewards Earner Premier Card
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-09-03.
| Category | Wyndham Rewards Earner Plus Card | Wyndham Rewards Earner Premier Card |
|---|---|---|
| Dining | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Groceries | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Gas | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Travel | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Flights | 0.6¢/$ (1x) | 0.6¢/$ (1x) |
| Hotels | 0.6¢/$ (1x) 6x at Wyndham only — not counted | 0.6¢/$ (1x) 8x at Wyndham only — not counted |
| Streaming | 0.6¢/$ (1x) | 0.6¢/$ (1x) |
| Online retail | 0.6¢/$ (1x) | 0.6¢/$ (1x) |
| EV charging | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Rideshare | 2.4¢/$ (4x) | 2.4¢/$ (4x) |
| Everything else | 0.6¢/$ (1x) | 0.6¢/$ (1x) |
| Annual fee | $95 | $395 |
| Statement credits (max/yr) | — | $625 |
| Foreign transaction fee | None | None |
| Signup bonus | 45,000 after $1,000/3mo | 90,000 after $6,000/4mo |
| Offer last confirmed | 2026-09-14 | 2026-09-14 |
These two split the categories evenly — the winner depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (Wyndham Rewards at 0.60¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
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