Best offers by month · September 2026
The best credit card welcome offers, September 2026
The 20 welcome offers with the most first-year value in our US database: the bonus at our conservative point value, minus the annual fee. This is the list as we last published it in September 2026, kept as it was. Today's offers are in the current ranking.
| # | Card | Bonus | Spend | Fee | First year |
|---|---|---|---|---|---|
| 1 | The Business Platinum Card from American Express American Express | 300,000 Amex Membership Rewards | $20,000 in 3 months | $895 | $2,405 |
| 2 | Capital One Spark Cash Plus (Spark 2% Cash Plus) Capital One | $2,000 | $30,000 in 3 months | $150 | $1,850 |
| 3 | American Express Business Gold Card American Express | 200,000 Amex Membership Rewards | $15,000 in 3 months | $375 | $1,825 |
| 4 | Sapphire Reserve for Business Chase | 200,000 Chase Ultimate Rewards | $30,000 in 6 months | $795 | $1,705 |
| 5 | Delta SkyMiles® Reserve Business American Express Card American Express · ends 2026-11-04 | 200,000 Delta SkyMiles | $20,000 in 6 months | $650 | $1,650 |
| 6 | Capital One Venture X Business Capital One | 150,000 Capital One miles | $30,000 in 3 months | $395 | $1,555 |
| 7 | Graphite Business Cash Unlimited Card from American Express American Express | $1,500 | $50,000 in 6 months | $295 | $1,205 |
| 8 | Capital One Venture Business Capital One | 100,000 Capital One miles | $10,000 in 3 months | $95 | $1,205 |
| 9 | Chase Ink Business Preferred Chase | 100,000 Chase Ultimate Rewards | $8,000 in 3 months | $95 | $1,155 |
| 10 | United Business Card Chase | 100,000 United miles | $5,000 in 3 months | $150 | $1,100 |
| 11 | The Platinum Card from American Express American Express | 175,000 Amex Membership Rewards | $12,000 in 6 months | $895 | $1,030 |
| 12 | Citi® / AAdvantage® Executive World Legend Mastercard® Citi | 125,000 AAdvantage miles | $15,000 in 5 months | $695 | $993 |
| 13 | Marriott Bonvoy Boundless® Credit Card Chase | 150,000 Marriott Bonvoy points | $3,000 in 3 months | $95 | $955 |
| 14 | Aeroplan Card Chase | 75,000 Aeroplan points | $4,000 in 3 months | $95 | $918 |
| 15 | Capital One Spark Cash (Spark 2% Cash) Capital One | $1,000 | $10,000 in 3 months | $95 | $905 |
| 16 | Delta SkyMiles® Gold Business American Express Card American Express · ends 2026-11-04 | 90,000 Delta SkyMiles | $6,000 in 6 months | $150 | $885 |
| 17 | Capital One Venture Rewards Capital One | 75,000 Capital One miles | $4,000 in 3 months | $95 | $880 |
| 18 | Aer Lingus Visa Signature Card Chase | 75,000 Avios | $5,000 in 3 months | $95 | $880 |
| 19 | British Airways Visa Signature Card Chase | 75,000 Avios | $5,000 in 3 months | $95 | $880 |
| 20 | Iberia Visa Signature Card Chase | 75,000 Avios | $5,000 in 3 months | $95 | $880 |
Offers that went up in September 2026
- Southwest Rapid Rewards Premier Business Card welcome bonus rose from 60,000 to 80,000. (2026-09-29)
- Chase Freedom Flex welcome bonus rose from 20,000 to 25,000. (2026-09-29)
- CIBC Aventura Visa Infinite Card welcome bonus rose from 35,000 to 60,000. (2026-09-16)
- USAA Eagle Navigator welcome bonus rose from 30,000 to 50,000, with a fixed 31 January 2027 spend deadline. (2026-09-14)
- Citi Strata Elite℠ Card welcome bonus rose from 75,000 to 80,000. (2026-09-14)
- PC World Elite Mastercard welcome bonus rose from 20,000 to 50,000. (2026-09-14)
- USAA Eagle Navigator welcome bonus rose from 30,000 to 50,000. (2026-09-14)
- Delta SkyMiles® Reserve Business American Express Card welcome bonus rose from 80,000 to 200,000. (2026-09-11)
- Delta SkyMiles® Platinum Business American Express Card welcome bonus rose from 70,000 to 100,000. (2026-09-11)
- Hilton Honors American Express Business Card welcome bonus rose from 130,000 to 150,000. (2026-09-11)
- Marriott Bonvoy Brilliant American Express Card welcome bonus rose from 95,000 to 150,000. (2026-09-11)
- Hilton Honors American Express Aspire Card welcome bonus rose from 150,000 to 200,000. (2026-09-11)
- Marriott Bonvoy Bevy American Express Card welcome bonus rose from 85,000 to 125,000. (2026-09-11)
- Choice Privileges Mastercard welcome bonus rose from 40,000 to 60,000. (2026-09-11)
- Disney Inspire Visa Card welcome bonus rose from 20,000 to 50,000. (2026-09-11)
- Aeroplan Card welcome bonus rose from 60,000 to 75,000. (2026-09-11)
- Citi® / AAdvantage® Executive World Elite Mastercard® welcome bonus rose from 70,000 to 125,000. (2026-09-11)
- Navy Federal Visa Signature Flagship Rewards welcome bonus rose from 35,000 to 50,000. (2026-09-11)
- Chase Ink Business Cash welcome bonus rose from 75,000 to 100,000. (2026-09-10)
- Chase Ink Business Unlimited welcome bonus rose from 75,000 to 100,000. (2026-09-10)
- Sapphire Reserve for Business welcome bonus rose from 150,000 to 200,000. (2026-09-10)
Offers change often and some are targeted, so check the bank's page before you apply. No card pays us to appear here.
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