Card database → Travel Rewards+ (Elan) vs AAA Travel Advantage Visa Signature

Travel Rewards+ (Elan) vs AAA Travel Advantage Visa Signature

Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-09-01.

CategoryTravel Rewards+ (Elan)AAA Travel Advantage Visa Signature
Dining1.5¢/$ (1.5x)3.0¢/$ (3%)
Groceries1.5¢/$ (1.5x)3.0¢/$ (3%)
Gas4.0¢/$ (4x)5.0¢/$ (5%)
Travel4.0¢/$ (4x)3.0¢/$ (3%)
Flights1.5¢/$ (1.5x)1.0¢/$ (1%)
Hotels1.5¢/$ (1.5x)1.0¢/$ (1%)
Streaming1.5¢/$ (1.5x)1.0¢/$ (1%)
Online retail1.5¢/$ (1.5x)1.0¢/$ (1%)
EV charging4.0¢/$ (4x)5.0¢/$ (5%)
Entertainment4.0¢/$ (4x)1.0¢/$ (1%)
Everything else1.5¢/$ (1.5x)1.0¢/$ (1%)
Annual fee$99None
Statement credits (max/yr)
Foreign transaction feeNoneNone

Travel Rewards+ (Elan) wins more of the everyday categories (7 of 11), but AAA Travel Advantage Visa Signature costs $99 less per year — which card earns more depends entirely on where YOUR money goes.

Point values are Credit Upside's maintained mid-range estimates (points at 1.00¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.

Run your own spending through both — free

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