Card database → Chase Ink Business Unlimited vs Blue Business Plus Credit Card
Chase Ink Business Unlimited vs Blue Business Plus Credit Card
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.
| Category | Chase Ink Business Unlimited | Blue Business Plus Credit Card |
|---|---|---|
| Dining | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Groceries | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Gas | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Travel | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Flights | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Hotels | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Streaming | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Online retail | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Rideshare | 1.5¢/$ (1.5%) 5% at Lyft only — not counted | 1.1¢/$ (1x) |
| Everything else | 1.5¢/$ (1.5%) | 1.1¢/$ (1x) |
| Annual fee | None | None |
| Statement credits (max/yr) | $240 | — |
| Foreign transaction fee | 3% | 3% |
| Signup bonus | 100,000 after $8,000/4mo | 15,000 after $3,000/3mo |
| Offer last confirmed | 2026-09-14 | 2026-09-15 |
Chase Ink Business Unlimited wins more of the everyday categories (10 of 10), but Blue Business Plus Credit Card still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (Amex Membership Rewards at 1.10¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
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