American Express · American Express · business

Blue Business Plus Credit Card

No annual fee · 1x on everything else · 2.7% foreign transaction fee

Earn rates

CategoryRateCap
Everything else 1x uncapped

Non-cash perks

  • Expanded Buying Power (spend above your credit limit, flexible amount)
  • Employee Cards
  • Connect to QuickBooks
  • Account Manager
  • Vendor Pay by BILL
  • Extended Warranty and Purchase Protection
  • Car Rental Loss and Damage Insurance
  • Global Assist Hotline

Does the fee earn out?

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Compared head-to-head

Comparing cards in the same currency? See the best cards that earn Amex Membership Rewards →

More from American Express

All American Express cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.americanexpress.com. Spot an error? Tell us.

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