Credit card transfer partners
The airline and hotel partners for every transferable-points program — Chase, Amex, Capital One, Citi and Bilt. Moving flexible points to the right partner is how they become worth more than their cash value. 5 programs.
Reference data, updated 2026-09-16
Transfer partners and ratios change often and transfers are usually irreversible. This is a maintained reference, not a live feed — confirm the current partner and award cost with the issuer and the airline or hotel program before you move any points.
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Bilt Points
25 partners (18 airlines, 7 hotels) · worth 1.80¢/point · 1 card earn it
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Capital One miles
22 partners (18 airlines, 4 hotels) · worth 1.30¢/point · 6 cards earn it
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Amex Membership Rewards
19 partners (16 airlines, 3 hotels) · worth 1.10¢/point · 9 cards earn it
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Citi ThankYou points
16 partners (13 airlines, 3 hotels) · worth 1.10¢/point · 3 cards earn it
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Chase Ultimate Rewards
14 partners (11 airlines, 3 hotels) · worth 1.25¢/point · 4 cards earn it
New to this? Start with what a transferable point is, then see what each currency is worth.
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