Card database → Capital One Savor vs Blue Cash Preferred Card from American Express
Capital One Savor vs Blue Cash Preferred Card from American Express
Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.
| Category | Capital One Savor | Blue Cash Preferred Card from American Express |
|---|---|---|
| Dining | 3.0¢/$ (3%) | 1.0¢/$ (1%) |
| Groceries | 3.0¢/$ (3%) | 6.0¢/$ (6%) |
| Gas | 1.0¢/$ (1%) | 3.0¢/$ (3%) |
| Travel | 1.0¢/$ (1%) | 1.0¢/$ (1%) |
| Flights | 1.0¢/$ (1%) | 1.0¢/$ (1%) |
| Hotels | 1.0¢/$ (1%) | 1.0¢/$ (1%) |
| Streaming | 3.0¢/$ (3%) | 6.0¢/$ (6%) |
| Online retail | 1.0¢/$ (1%) | 1.0¢/$ (1%) |
| Issuer travel portal | 5.0¢/$ (5%) | 1.0¢/$ (1%) |
| Entertainment | 3.0¢/$ (3%) | 1.0¢/$ (1%) |
| Transit | 1.0¢/$ (1%) | 3.0¢/$ (3%) |
| Everything else | 1.0¢/$ (1%) | 1.0¢/$ (1%) |
| Annual fee | None | $95 |
| Statement credits (max/yr) | — | $120 |
| Foreign transaction fee | None | 3% |
| Signup bonus | — | 30,000 after $3,000/6mo |
| Offer last confirmed | — | 2026-09-14 |
Blue Cash Preferred Card from American Express wins more of the everyday categories (4 of 12), but Capital One Savor costs $95 less per year — which card earns more depends entirely on where YOUR money goes.
Point values are Credit Upside's maintained mid-range estimates (). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.
More comparisons: Capital One Savor vs American Express Gold Card · Capital One Savor vs Capital One Venture X · Capital One Savor vs Capital One SavorOne Rewards (Fair Credit) · Capital One Savor vs Capital One Quicksilver