Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
$99 annual fee · 1x on everything else · no foreign transaction fees
Terms verified 2026-08-21 against issuer terms · welcome offer re-checked 2026-10-28
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Dining | 2x 2.7¢ per $1 |
uncapped |
| Gas | 2x 2.7¢ per $1 |
uncapped |
| Everything else | 1x 1.4¢ per $1 |
uncapped |
| Flights at American Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
2x | uncapped |
See how it ranks: best dining cards · best gas cards.
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Welcome offer Citi® / AAdvantage® Platinum Select® World Elite Mastercard® welcome bonus fell from 80,000 to 50,000. 2026-10-28
- Welcome offer Citi® / AAdvantage® Platinum Select® World Elite Mastercard® welcome bonus rose from 50,000 to 80,000. 2026-10-13
- Welcome offer Citi® / AAdvantage® Platinum Select® World Elite Mastercard® welcome bonus fell from 80,000 to 50,000. 2026-09-11
Signup bonus: 50,000 points after $2,500 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Read on aa.com 2026-10-28 (browser and plain fetch agree); the limited-time 80,000-after-$3,500-in-4-months offer recorded 2026-10-13 is no longer shown. Annual fee waived the first year. Bonus figure confirmed on the issuer's page 2026-10-28.
Non-cash perks
- First checked bag free on domestic American Airlines itineraries for cardholder and up to 4 companions
- Preferred boarding on American Airlines flights
- 25% savings on inflight food and beverage purchases
- $125 American Airlines flight discount after $20,000+ spend in a cardmembership year and renewal
- No foreign transaction fees
- 1 Loyalty Point per eligible AAdvantage mile earned toward AAdvantage status
- Add Authorized Users at no additional cost
- Up to $180 back on Turo each calendar year ($30 per eligible trip completed); link the card at Turo.com/AAdvantagePlatinum
Does the fee earn out? · how we got this
The $99 fee minus $0 in printed credits leaves $99/yr to earn back through rewards — roughly $3,667 of dining spending at 2x (valuing AAdvantage miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $99 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® can normally be product-changed to one lower-fee card in the Citi AAdvantage family instead of being closed — which keeps the account, its age and its credit line.
What does Citi® / AAdvantage® Platinum Select® World Elite Mastercard® downgrade to? →
Comparing cards in the same currency? See the best cards that earn AAdvantage miles →
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.aa.com · thepointsguy.com · www.citi.com. Spot an error? Tell us.