Costco Anywhere Visa® Card by Citi
No annual fee · 1% on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 4% | on the first $7,000/year |
| Dining | 3% | uncapped |
| Everything else | 1% | uncapped |
| Online retail at Costco only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
2% | uncapped |
See how it ranks: best gas cards · best dining cards.
Non-cash perks
- Doubles as Costco membership card
- Damage & theft purchase protection
- Worldwide car rental insurance
- Worldwide travel accident insurance
- Roadside assistance dispatch service
- No foreign transaction fees
- Add Authorized Users at no additional cost
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- A heavy gas spender. The 4% on gas stops after $7,000 of it per year. Past that the same purchases earn its base 1%, so the headline rate describes the first $7,000 only.
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com. Spot an error? Tell us.