Chase · Visa

Marriott Bonvoy Bountiful™ Credit Card

$250 annual fee · 2x on everything else · no foreign transaction fees

Earn rates · how we got this

Category	Rate	Cap
Groceries	4x	on the first $15,000/year
Dining	4x	on the first $15,000/year
Everything else	2x	uncapped
Hotels at Marriott only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	6x	uncapped

See how it ranks: best groceries cards · best dining cards.

Signup bonus: 85,000 points after $4,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-14.

Non-cash perks

Automatic Marriott Bonvoy Gold Elite status each calendar year
15 Elite Night Credits deposited annually (on or before March 1)
25% Elite Bonus Points on stays as Gold Elite
2 p.m. Late Checkout (based on availability)
Enhanced Room Upgrade (based on availability)
1,000 bonus points per eligible stay at participating Marriott Bonvoy hotels (max 1,000/stay, booked directly with Marriott)
No foreign transaction fees
Auto rental collision/theft coverage (secondary in the U.S.)

Does the fee earn out? · how we got this

The $250 fee minus $0 in printed credits leaves $250/yr to earn back through rewards — roughly $8,929 of groceries spending at 4x (valuing Marriott Bonvoy points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Is this $250 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:

Anyone who doesn't spend at Marriott. Its largest printed rate, 6x on hotels, pays only at Marriott. Anywhere else it earns its base 2x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
A heavy groceries spender. The 4x on groceries stops after $15,000 of it per year. Past that the same purchases earn its base 2x, so the headline rate describes the first $15,000 only.

Don't want the fee any more?

Marriott Bonvoy Bountiful™ Credit Card can normally be product-changed to two lower-fee cards in the Chase Marriott Bonvoy family instead of being closed — which keeps the account, its age and its credit line.

What does Marriott Bonvoy Bountiful™ Credit Card downgrade to? →

Comparing cards in the same currency? See the best cards that earn Marriott Bonvoy points →