Capital One · Visa

Capital One VentureOne Rewards

No annual fee · 1.25x on everything else · no foreign transaction fees

Earn rates

CategoryRateCap
Everything else 1.25x uncapped
Issuer travel portal
portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site
5x uncapped

Signup bonus: 20,000 points after $500 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-10.

Non-cash perks

  • 0% intro APR for 15 months on purchases and balance transfers (balance transfer fee applies)
  • Miles don't expire for life of account
  • Free authorized users

Does the fee earn out?

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Compared head-to-head

Comparing cards in the same currency? See the best cards that earn Capital One miles →

More from Capital One

All Capital One cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.capitalone.com · www.capitalone.com. Spot an error? Tell us.

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