Capital One · Mastercard

Capital One Quicksilver Rewards for Students

No annual fee · 1.5% on everything else · no foreign transaction fees

Earn rates · how we got this

CategoryRateCap
Everything else 1.5% uncapped

Non-cash perks

  • Build credit with responsible use
  • Fair credit tier, designed for students

Does the fee earn out? · how we got this

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

More from Capital One

All Capital One cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.

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