Capital One QuicksilverOne
$39 annual fee · 1.5% on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5% | uncapped |
Non-cash perks
- Automatic credit line reviews in as little as 6 months
- CreditWise free credit monitoring
- $0 fraud liability
- Tap-to-pay contactless
Does the fee earn out? · how we got this
The $39 fee minus $0 in printed credits leaves $39/yr to earn back through rewards — roughly $2,600 of spending at the base rate. Whether that clears depends on your actual spending.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
Capital One QuicksilverOne can normally be product-changed to one lower-fee card in the Capital One Quicksilver family instead of being closed — which keeps the account, its age and its credit line.
More from Capital One
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.