Capital One · Mastercard
Capital One Savor Rewards for Students
No annual fee · 1% on everything else · no foreign transaction fees
Annual fee$0nothing to earn back
Statement creditsNoneno credits printed
Top everyday rate3%on groceries · 3.0¢ per $1
Welcome offerNonenone published
Foreign transaction feeNonefine to use abroad
Terms verified 2026-08-21 against issuer terms
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3% 3.0¢ per $1 |
uncapped |
| Dining | 3% 3.0¢ per $1 |
uncapped |
| Entertainment | 3% 3.0¢ per $1 |
uncapped |
| Everything else | 1% 1.0¢ per $1 |
uncapped |
Non-cash perks
- Build credit with responsible use
- Fair credit tier, designed for students
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Capital One
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.