Capital One · Mastercard
Capital One Quicksilver Secured
No annual fee · 1.5% on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5% | uncapped |
Non-cash perks
- $200 minimum refundable security deposit sets initial credit line of at least $200 (max credit limit $1,000-$3,000 based on creditworthiness)
- Path to earn back deposit and upgrade to unsecured Quicksilver with responsible use
- No replacement card fees, no authorized user fees
- $0 fraud liability
- Card does not display the word 'Secured'
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Capital One
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.