Capital One · Visa
Capital One Kohl's Rewards Visa
No annual fee · 1% on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 3% | uncapped |
| Groceries | 2% | uncapped |
| Everything else | 1% | uncapped |
| Department stores at Kohl's only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
7.5% | uncapped |
See how it ranks: best gas cards · best groceries cards.
Non-cash perks
- Visa Signature benefits
- Monthly exclusive cardholder savings
- Most Valued Customer (MVC) status and free-shipping offers after $600/yr at Kohl's
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Capital One
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.kohls.com · www.capitalone.com · www.capitalone.com. Spot an error? Tell us.