Sandals Visa Signature
No annual fee · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2x | uncapped |
| Dining | 2x | uncapped |
| Everything else | 1x | uncapped |
| Travel at Sandals and Beaches Resorts only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
4x | uncapped |
See how it ranks: best groceries cards · best dining cards.
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Welcome offer Sandals Visa Signature welcome bonus fell from 75,000 to 30,000. 2026-09-14
Signup bonus: 30,000 points after $2,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Plus a $100 statement credit; limited-time online offer. Bank of America's own card page is gone, so the source is the Sandals co-brand page. Bonus figure confirmed on the issuer's page 2026-09-14.
Non-cash perks
- Points redeemable for Sandals/Beaches travel discounts, spa credits, or donation to the Sandals Foundation
- No annual fee, no foreign transaction fee
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at Sandals and Beaches Resorts. Its largest printed rate, 4x on travel, pays only at Sandals and Beaches Resorts. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.bankofamerica.com · www.supermoney.com · www.bankofamerica.com. Spot an error? Tell us.