Wyndham Rewards Earner Card
No annual fee · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Dining | 3x | uncapped |
| Groceries | 3x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at Wyndham only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5x | uncapped |
See how it ranks: best dining cards · best groceries cards.
Signup bonus: 30,000 points after $1,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Plus a further 45,000 points after $500 at Hotels by Wyndham in the first 180 days (up to 75,000 total); we count only the spend-anywhere tier Bonus figure confirmed on the issuer's page 2026-09-14.
Non-cash perks
- Wyndham Rewards Gold elite status
- 7,500 anniversary bonus points after $15,000 spend in a cardmember year
- 10% fewer points needed on award nights
- No foreign transaction fees
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who doesn't spend at Wyndham. Its largest printed rate, 5x on hotels, pays only at Wyndham. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
- Spending outside its bonus categories. Everything else earns 1x, worth about 0.6¢ per dollar at our value for Wyndham Rewards — less than the 1¢ a plain cash-back card pays on the same dollar. This card only wins where its bonus categories do.
Comparing cards in the same currency? See the best cards that earn Wyndham Rewards →
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: cards.barclaycardus.com · investor.wyndhamhotels.com · frequentmiler.com. Spot an error? Tell us.